Letter queue

Claim description

On December 15, 2025, the defendant, John Smith, caused significant damage to my vehicle while it was parked in front of my home at 123 Main Street. The defendant's vehicle rolled down the hill and collided with mine, causing damage to the rear bumper, trunk, and left tail light assembly. I obtained three repair estimates averaging $3,500. The defendant admitted fault at the scene and provided their insurance information, but their insurer has since denied the claim citing a lapse in coverage. Despite multiple requests for payment, the defendant has refused to compensate me for the damages.